Insurance
Our lawyers have the experience and knowledge in both routine and complex claims in the field of insurance. We give advice on drafting of policies and coverage in relation to submissions of claims from insureds, and provide a help-line for insureds under a policy that allows them to seek legal advice.
We also represent parties when coverage is disputed or in subrogated claims and defence work, whether under PI, D&O, product liability, CAR, or P&I policies.
WORK HIGHLIGHTS, representing:
- An insurer of a CAR policy in a claim commenced by an insured arising from damage caused by the insured during its works in a land reclamation project. The insured commenced action for cover under the CAR policy, which the insurer denied pursuant to a marine liability exclusion clause. Other issues include whether the insured should claim under the P&I policy instead, whether subrogation is allowed upon the P&I insurer paying out under the P&I policy, and whether double insurance applies.
- An international insurance company against an insured who originally claimed about S$21 million of benefits under various policies for alleged injuries and sicknesses suffered. Succeeded at the start of proceedings to reduce the maximum amount of benefits claimable to just more than $1 million based on the construction of the policies alone.
- A subrogated claim where the insured, who was an MNC, stored commodities including pepper at a warehouse. A fire occurred and all the commodities were destroyed. Following a claim by the insured under the policy, the claim was subrogated and investigations took place to ascertain the seat and cause of the fire. An action was commenced against the warehouse provider for recovery.
- An international insurance company in a claim commenced by an insured, wherein issues arose as to who the proper claimant ought to be, whether the claim was made out of time, and whether an extension of time could be granted for arbitration in the circumstances.
Find out more about our other areas of expertise.
